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“Smishing” – latest craze in the cybercriminal world

19 Jan

Combine “Phishing” (tricking you into entering your personal information, usually via faked e-mails & websites) with “SMS” and you get… “Smishing!

This is the latest trend emerging for cybercriminals, used to describe the practice of sending fake SMS messages “from” banks to unlisted numbers, usually saying that the account has been frozen and to ring a toll free number to unfreeze it. The toll free number then asks to caller to enter their 16 digit bank account number – then disconnects.  This information is then used to rip off the bank accounts.

The act of replying to these smishing messages also serves to confirm the unlisted number as active and puts it onto future text-spam lists.

What to do if you get a Smishing text message?  Don’t respond in any way (and if you’re really dedicated, notify the bank in question.)

 

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